RCFE Liability Insurance – What you should know before buying or renewing 2017

What you should know before buying or renewing your liability insurance policy:

  • Does the insurance agent charge more if you do not obtain an insurance quote through their website?
  • Does your insurance agent charge more for your insurance policy for any phone contact with the agent?
  • Does your insurance policy provide $1m of coverage for elopement or bed-ridden?
  • Does your policy have a limit of number of bedridden residents?
  • Does  your facility property insurance allow RCFE or DD operations?
  • Does your insurance agent help your business with safety training and approved RCFE/ARF continuing education credits?

Eldercare Training Academy and Sierra Professional Insurance Services have developed a liability insurance compliance chart with side-by-side comparison of liability insurance coverage, benefits, and annual premiums.   Liability Compliance Chart and Best Premium 2016

Eldercare Training Academy will provide up to 4 hours of RCFE/ARF CEU’s for Sierra Professional Insurance facility policy holders as part of their safety program.  Topics will include:

  • Dispute Resolution
  • Reduce the risk of a claim
  • How to read and understand your insurance policies
  • Property, auto, worker’s compensation, surety bonds and more

Sierra Professional Insurance    775-298-7273




RCFE Regulatory Update Service 2016

Eldercare Training Academy currently offers the required RCFE regulatory update service available by email only.  The service is free for all of 2016.

The service will keep the RCFE licensee/administrator informed and updated on new laws and regulations that will affect the RCFE business operation.  The service will also include a thorough analysis and interpretation of each law and how to comply including any required sample forms and documents at no addtional charge.

Please sign up to receive the update services on the home page of the Eldercare Training Academy website




California Paid Sick Leave – Commences on July 1 2015

An employee who, on or after July 1, 2015, works in California for 30 or more days within a year from the beginning of employment, is entitled to paid sick leave.

Employees, including part-time and temporary employees, will earn at least one hour of paid leave for every 30 hours worked. Accrual begins on the first day of employment or July 1, 2015, whichever is later.   Employers are required to notify employees and display poster on Paid Sick Leave  as well.

For more information on the new law, visit State of California website.


Facility Designee and Sufficient Staffing

AB 2044

All licensees shall ensure that at least one administrator, facility manager, or designated substitute who is at least 21 years of age and meets specified requirements, is on the premises of a facility 24 hours per day. A designated substitute may be a direct care staff member. A designated substitute must meet qualifications that include, but are not limited to: knowledge of the requirements for providing care and supervision appropriate to each resident of the facility; familiarity with the facility’s planned emergency procedures; and training to effectively interact with emergency personnel in the event of an emergency call, including an ability to provide a resident’s medical records to emergency responders.

Licensees must ensure and document that designated substitutes meet the qualifications specified in the new law. These qualifications may be obtained on-the-job at the facility, through formal training, or a combination of both.

Sufficient Staffing

Licensees must ensure that a sufficient number of staff are employed and scheduledto provide the care required in each resident’s record of care; ensure the health, safety,comfort, and supervision of residents; ensure that at least one staff member who hasCPR training and first aid training be on duty and on the premises of a facility at alltimes; and ensure that a facility is clean, safe, sanitary, and in good repair at all times.


RCFE Requirements and Posting Resident Councils (AB) 1572


This law grants resident councils’ additional rights, adds requirements for licensees, and limits membership of a resident council to RCFE residents, except at the invitation of resident council. Family members, resident representatives, advocates, long-term care ombudsman program representatives ,facility staff or others may participate in resident council meetings and activities at the invitation of the resident council. This bill amends Health and Safety code 1569.157 and1569.158

For a facility with a licensed capacity of 16 or more beds, this bill also requires a licensee to designate a staff person to assist with resident council meetings and notifications, including, making a room available for resident council meetings, and posting information in a central location readily accessible to residents, relatives, and resident representatives.

Licensees are required to post “Rights of Resident Council”, in a prominent place in the facility accessible to residents, family members, and resident representatives.

A violation of Resident Council and Family Council requirements will result in a daily civil penalty of $250 until the violation is corrected.

Poster Resident Council



RCFE Resident Bill of Rights 2015


Enacts a “bill of rights” for residents of Residential Care Facilities for the Elderly (RCFE) consisting of 30 resident rights.  The licensee must post a copy of the resident’s bill of rights in the facility and must also post these rights in other languages when five percent or more of the residents can only read that other language.

In addition, AB 2171 requires licensees to observe a policy of not discriminating against prospective or current residents. It requires licensees to provide initial and ongoing training to facility staff on personal rights.

New Resident Bill of Rights


RCFE/ARF 2014 Chaptered Legislation Summary and Implementation Plans

There are five bills that were signed into law in 2013 that impact Residential Care for the Elderly and or Adult and Adult Day Programs:

  • AB 261 Impact RCFE Admission agreement and refunds
  • AB 581 Expanded law to protect residents and employees with regard to discrimination and retaliation
  • AB620 Residents missing from facility or day program
  • AB 663 Additional Training Requirements RCFE and ARF
  • AB937 Amends power and duties of full conservatorships to not infringe on a conserved resident’s personal rights.

Chaptered Legislation 2014

Join Laura and Michael Ferrall at an upcoming Continuing Education to review all chaptered legislation, labor law and all new changes necessary for your facility.